Looking for a home 1st and a loan later?
Homebuying doesn't begin with home searching. It begins with a mortgage prequalification -- unless you're lucky to have enough money to pay cash for your 1st house.
Often, first-time home buyers "are afraid to get pre-qualified." They fear the lender may tell them they don't qualify for a mortgage or they qualify for a loan smaller than expected. "So they pick a price range out of the sky and say, 'Let's go look for a house."
Know where you stand before you start shopping. Get a free credit report and tailored rates with a lender.
First things first
And that's not how it should be done. Yes, it's more fun to go look at houses than to sit in a lender's office where you have to expose your financial situation. But that's a backward approach. "You get pre-approved, and then you find a home." That way you'll make a financial decision versus an emotional decision. Get pre-qualified today with a lender by calling me for further information.
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